Compare the top Bitcoin and crypto debit cards. Find the best cashback rates, lowest fees, and most features for spending your crypto in everyday life.
Our highest-rated crypto cards based on cashback, fees, features, and security.
The Crypto.com Visa Card is the gold standard of crypto debit cards, offering tiered cashback rewards up to 8%, free Spotify and Netflix subscriptions, and airport lounge access on higher tiers. Powered by CRO staking, this card turns everyday spending into crypto rewards.
Cashback
Up to 8%
Annual Fee
$0
Cryptos
250+
Regions
US, EU
The Binance Card lets you spend crypto directly from your Binance account with up to 8% cashback when holding BNB. Zero fees for transactions and real-time crypto-to-fiat conversion make this a top contender for Binance users.
Cashback
Up to 8%
Annual Fee
$0
Cryptos
15+
Regions
EU, UK
The Coinbase Card offers 4% crypto cashback on all purchases, powered by one of the most trusted names in crypto. Available in the US and EU, it converts your crypto to fiat at point of sale with transparent fees.
Cashback
Up to 4%
Annual Fee
$0
Cryptos
100+
Regions
US, EU
Crypto debit cards bridge the gap between your digital assets and everyday spending. Here is how the process works in four simple steps.
Create an account with your chosen card provider and complete identity verification (KYC). Most providers approve within hours.
Transfer cryptocurrency to your card wallet from an exchange or external wallet. Some cards let you buy crypto directly in the app.
Use your card at any Visa or Mastercard merchant worldwide. The crypto is automatically converted to local fiat currency at the point of sale.
Many cards reward you with cashback in crypto on every purchase. Rates range from 1% to 8% depending on the card and your tier level.
Side-by-side comparison of all reviewed cards. Click on any card name for the full review.
| Card | Rating | Cashback | Annual Fee | Cryptos | Regions | Action |
|---|---|---|---|---|---|---|
| 9.5 | Up to 8% | $0 | 250+ | US, EU | Visit | |
| 9.2 | Up to 8% | $0 | 15+ | EU, UK | Visit | |
| 9 | Up to 4% | $0 | 100+ | US, EU | Visit | |
| 8.8 | Up to 3% | $0 | XRP | US | Visit | |
| 8.7 | Up to 2% | $0 | 40+ | EU, UK | Visit | |
| 8.5 | Up to 8% | $0 (Standard), $30/yr (Premium) | 50+ | EU, UK | Visit | |
| 8.8 | Up to 1% | $0 (Standard), $203.88/yr (Metal) | 100+ | EU, UK | Visit | |
| 8.3 | 3% (free tier) up to 8% | $0 (Starter), $5-$15/mo (Premium) | Top tokens via DEX | EU, UK | Visit | |
| 8 | Up to 4% | $0 | 250+ assets | US, EU | Visit | |
| 7.8 | Up to 1.5% | $0 | 30+ | EU, UK | Visit | |
| 11 Trastra Card | 7.5 | None | $0 | USDT | EU, EEA countries | Visit |
| 12 Bitnovo Card | 7.3 | None | $0 | 10+ | EU, Spain-focused | Visit |
Detailed reviews of all 12 crypto debit cards in our ranking.
The BitPay Card offers instant crypto-to-fiat conversion with no annual fees. One of the longest-standing crypto card providers, BitPay delivers a reliable, straightforward way to spend Bitcoin and other major cryptocurrencies.
Cashback
Up to 3%
Annual Fee
$0
Cryptos
XRP
Regions
US
The Nexo Card lets you spend without selling your crypto. Instead of converting your holdings, it extends a credit line backed by your crypto collateral, so you can spend while your portfolio continues to grow.
Cashback
Up to 2%
Annual Fee
$0
Cryptos
40+
Regions
EU, UK
Wirex offers a multi-currency card supporting both crypto and traditional currencies with built-in exchange. X-Accounts earn interest on idle balances, and the Cryptoback rewards program gives back up to 8% in WXT tokens.
Cashback
Up to 8%
Annual Fee
$0 (Standard), $30/yr (Premium)
Cryptos
50+
Regions
EU, UK
Revolut is not a crypto-native card, but its premium Metal card offers excellent crypto trading features alongside traditional banking. With exposure to 100+ cryptocurrencies, cashback, and a polished app, it bridges TradFi and DeFi.
Cashback
Up to 1%
Annual Fee
$0 (Standard), $203.88/yr (Metal)
Cryptos
100+
Regions
EU, UK
Plutus takes a decentralized approach to crypto rewards. Earn PLU tokens on every purchase with no staking required on the free tier. The unique Perks marketplace lets you earn additional cashback at selected retailers.
Cashback
3% (free tier) up to 8%
Annual Fee
$0 (Starter), $5-$15/mo (Premium)
Cryptos
Top tokens via DEX
Regions
EU, UK
The Uphold Card leverages the Uphold multi-asset platform, allowing you to spend from crypto, fiat, precious metals, and even US equities. A unique anything-in, anything-out philosophy makes it the most versatile crypto card.
Cashback
Up to 4%
Annual Fee
$0
Cryptos
250+ assets
Regions
US, EU
Tap Global offers a clean, user-friendly crypto card experience with support for multiple cryptocurrencies and competitive rates. Its AI-powered trading engine finds the best rates across exchanges for conversions.
Cashback
Up to 1.5%
Annual Fee
$0
Cryptos
30+
Regions
EU, UK
Trastra is an EU-focused crypto card that keeps things simple. Designed for Bitcoin spending in everyday life, it offers a straightforward way to convert BTC to EUR and spend with a standard Visa card.
Cashback
None
Annual Fee
$0
Cryptos
USDT
Regions
EU, EEA countries
Bitnovo provides an accessible entry point to crypto spending in Europe. With easy onboarding, support for multiple purchase methods, and a straightforward Visa card, it is designed for users taking their first steps into crypto spending.
Cashback
None
Annual Fee
$0
Cryptos
10+
Regions
EU, Spain-focused
Everything you need to know about crypto debit cards, from setup to spending.
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